Heritage Insurance Agency Blog

Personal Auto – Common Coverage Types

Fri, 20 Aug 2010 15:12:45 -0500

Choosing auto insurance policy coverages can be confusing because there are so many different options available. This drives many consumers to simply choose the minimum coverages required by their state in order to satisfy the law rather than their need for financial security. But the states have very low requirements when it comes to auto insurance and leaving your family’s future in their hands is a dangerous proposition. Instead, take a look at this guide with some common personal auto...

Anderson SC Home Insurance

Thu, 19 Aug 2010 15:16:11 -0500

Anderson is the county seat of Anderson County, South Carolina. Anderson is the smallest of the three primary cities that makes up the Upstate region and is nicknamed "The Electric City" and "The Friendliest City in South Carolina." Anderson's spirit and quality of life has earned national recognition as Anderson County was named an "All-America City" in 2000. History and Description Anderson was named for General Robert Anderson, a Revolutionary War hero who was born in 1741 in August County,...

South Carolina Unemployment Benefits Will Transition To Debit Cards

Mon, 19 Jul 2010 14:57:20 -0500

July 16, 2010 Compiled by Heidi M. Agustin Those who are unemployed in South Carolina will see a change in their unemployment benefits come Monday. According to WCBD News 2, the S.C. Department of Employment and Workforce will begin phasing out paper checks and will replace them with Visa debit cards. Because the old process required the department to process and print checks, which resulted in bank processing fees, the new process is expected to save more than $4 million a year, reported Clark...

Hurricane Deductibles on Your Homeowners Policy

Mon, 14 Jun 2010 16:39:42 -0500

Many people view their homeowners insurance policy as a comprehensive document that protects their home regardless of the peril behind the insurable event. While this is true in theory, your homeowners policy actually has many different layers and different deductibles that must be covered for different insurable events. One of the most misunderstood deductible is for hurricanes. Hurricane Coverage and Deductibles Hurricanes offer their own set of problems. You could lose out buildings, roofs, i...

Greenville Insurance Blog Round Up

Thu, 27 May 2010 10:29:12 -0500

Time for the Greenville Insurance Blog Round Up. This is a summary of all the blogs I have published this month. A Salem man admitted Thursday that he wrecked his car and bought car insurance an hour later to try to get the damages paid for. Texting and Driving does not mix Did you know your car effects your rates? After the recent flooding in the Nashville area, people need to be reminded to consider optional flood insurance. Nothing kicks up the adrenaline and puts ...

99% of Folks that lived in Iowa in 2008 didn't have flood insurance.. What about Nashville?

Tue, 18 May 2010 13:20:21 -0500

After reading about the recent flooding in the Nashville area, I again find myself reminding people to consider optional flood insurance. First, some background. Most homes that are in 100-year flood plains are required to buy flood insurance. This is because the banks know that this designation means that you have a 26% chance of a 100-year level flood within a 30 year span. However, even if you are outside these areas, you may still be in danger of a serious flood. Often these areas are shown ...

Did you know...

Mon, 17 May 2010 13:16:59 -0500

Your car effects your rates. The car you drive will effect what you will have to pay to get your car insured. If you have a fast, small car you will probably find yourself paying a higher premiums to get your auto covered for insurance. On the other hand, if you are driving a mid-sized car with all the safety features, your rates will be significantly lower.

Texting and Driving does not mix

Mon, 17 May 2010 10:14:40 -0500

Nighttime driving is becoming more hazardous for American teenagers and the likely cause is talking and texting on cell phones while operating a vehicle, according to a study released May 6. The report by the Texas Transportation Institute said the proportion of fatal crashes at night involving drivers 16 to 19 years old nationwide increased 10 percent from 1999-2008. The percentage of nighttime fatal crashes involving drivers 20 years and older rose nearly 8 percent from 1999-2008. This article...

Insurance Fraud doesn't Pay

Wed, 05 May 2010 17:59:00 -0500

May 4, 2010 WYFF4.com SALEM, S.C. -- A Salem man admitted Thursday that he wrecked his car and bought car insurance an hour later to try to get the damages paid for. Robert Porter, 24, pleaded guilty to presenting a false claim for payment of $1,000 or less. Porter was sentenced to 30 days in jail and fined $500, suspended to payment of $200 to be made within 30 days. Investigators said on Jan. 15, Porter was in an automobile accident in Walhalla. The Walhalla police responded and completed a...

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Thu, 22 Apr 2010 15:59:12 -0500

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Mon, 24 Aug 2009 11:57:56 -0500

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